Small Business Workers Compensation Insurance
An important aspect of operating your business is keeping employees safe at work but, unfortunately, accidents do happen. If a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection.
Small business workers compensation insurance provides you and employees coverage if an employee is injured or becomes ill as a result of job-related duties or tasks.
The law in most states requires that you carry some form of workers' compensation insurance and includes medical and rehabilitation costs and lost wages for employees injured on the job. It also covers services needed to help the employee recover and return to work.
Feel free to call us to find out what the laws are in your state.
In exchange for the coverage there is a mandatory relinquishment of the employee's right to sue you, the employer, for any negligence.
The tradeoff between assured, limited coverage and lack of recourse outside the worker compensation system is known as "the compensation bargain".
Workers Compensation Insurance Quote—Are You Paying Too Much?
Not sure? Get free insurance quotes at no obligation as a comparison for your workers compensation coverage.
At BizInsuranceHere.com we have strong relationships with leading carriers in the country of workers compensation insurance. That gives us the contacts, knowledge and resources to research the right provider at the right price for your business.
As part of our research we will find the provider that will help injured workers get necessary medications for work-related injuries without out-of-pocket expenses, process claims quickly and provide the correct and affordable treatment by local medical providers.